In recent years, interest among U.S. citizens in emigrating has grown exponentially. Factors such as political uncertainty, inflation, and the desire for a better quality of life have led to a 1,000% increase in Golden Visa applications since 2019, according to Henley & Partners.
In this context, residency and citizenship-by-investment programs in Europe have become an increasingly attractive option for Americans seeking to live and work abroad while enjoying privileged access to the Schengen Area.
Below, we analyze four of the most popular destinations for U.S. applicants:
1. Spain: Last Chance Before the Program Closes
Spain’s Golden Visa program is one of the most appealing options, offering the possibility of obtaining citizenship after just two years of effective residence for nationals of Ibero-American countries and the Philippines. However, the Spanish government has announced the termination of this program, with an application deadline set for April 3, 2025.
Investment requirements:
- Real estate purchase of €500,000.
- Investment in funds, bank deposits, or shares of €1 million.
- Investment in government bonds of €2 million.
The Spanish Golden Visa grants access to public education and healthcare and allows residency to be extended to direct family members.
2. Portugal: Fast Track to Citizenship
Portugal’s Golden Visa stands out for its flexibility and efficiency, allowing applicants to apply for citizenship after five years of residency, with a minimum stay requirement of just seven days per year.
Investment requirements:
- €500,000 in investment funds or venture capital.
- €400,000 in research projects in low-density population areas.
- €250,000 in cultural heritage preservation (€200,000 in low-density zones).
Although Portugal eliminated real estate investment options in 2023, the program remains one of the best choices for Americans seeking EU citizenship without the need for prolonged stays.
3. Greece: One of the Most Affordable Options
Greece’s Golden Visa program is one of the most accessible in Europe, requiring no minimum residency period. Holders can obtain citizenship after seven years of effective residence and may rent out their property to generate passive income.
Investment requirements:
- €250,000 in commercial properties converted into residential use.
- €400,000 in real estate of at least 120 m².
- €800,000 in properties located in Athens, Thessaloniki, or islands with over 3,100 inhabitants.
This program is ideal for Americans looking to settle in the Mediterranean region with a lower investment threshold than in other European countries.
4. Malta: Permanent Residency and Tax Flexibility
Malta’s Permanent Residence Program offers Americans a fast-track route to European residency with a relatively low investment. The program does not require permanent residence in the country and allows holders to travel freely within the Schengen Area for 90 days every 180 days.
Investment requirements:
- Property purchase of €375,000 or rental of €14,000 per year for five years.
- Contribution of €30,000 if purchasing a property or €60,000 if renting.
- €2,000 donation to an NGO.
- €50,000 non-refundable administrative fee.
Malta is an attractive option for those seeking tax privacy, a Mediterranean climate, and unrestricted EU access.
AIM Global Helps You Find the Best Golden Visa Option
For Americans pursuing international mobility, European Golden Visa programs present a unique opportunity to obtain EU residency with a pathway to citizenship.
With Spain’s program set to close soon, investors must act quickly to seize this opportunity before April 2025.
At AIM Global, we have the expertise and team necessary to help you find the best visa or investment solution tailored to your needs.
Schedule a consultation with us today and start building your future as a global citizen.
